Business loans for restaurant and café — financing for the Horeca industry

What is a loan for restaurant and cafe?

For many companies in the Horeca business (hotels, restaurants and cafés), capital is an important part of maintaining operations and growing the business. A restaurant and café loan is a flexible financing solution that can be used to address the financial challenges and opportunities that typically arise in this industry. At Qred Bank, we understand the special needs that come with running a restaurant, hotel or café. Since our inception in 2015, we have been helping small and medium-sized businesses get the funding they need through fast and simple online business loans.

Advantages of a loan for the Horeca industry at Qred Bank

When you apply for a loan for your restaurant, café or hotel with Qred Bank, you get access to a number of benefits that make financing flexible and manageable:

1. Loans up to DKK 3 million
   We offer loans ranging from smaller amounts to larger investments, with a maximum limit of DKK 3 million. This allows you to finance both day-to-day expenses and major growth projects.
2. Fast application process
   Our application process is completely online and takes only a few minutes. You will receive a response within an hour, and if your application is approved, the money can be transferred to your account on the same day. This makes it possible to respond quickly to new business opportunities or urgent needs.
3. No binding time
   The loan has no binding period, so you can choose to repay when it suits you best. There is also no cost to repay the loan ahead of time, giving you full control over your financial obligations.
4. Fixed monthly charge
   At Qred Bank we operate with a fixed monthly fee, so you always know the cost of the loan. This model provides peace of mind where you can budget with fixed expenses and avoid unforeseen fees.

How can a loan for a hotel, restaurant or cafe help your business?

A loan to the Horeca industry can help support the growth and development of your company in many ways:

• Purchase of equipment and fixtures
  For restaurants and cafes, good equipment and cozy furnishings are essential for both operation and customer experience. With a loan, you can upgrade the kitchen, replace furniture or improve the decor so that it creates the right atmosphere.
• Personnel costs
  Many hotels, restaurants and cafes experience seasonal fluctuations, requiring flexibility in terms of staffing. With an additional capital reserve, you can secure salaries during busy periods or hire extra staff for events and special occasions.
• Marketing and branding
  In the Horeca business, visibility and publicity are important to attract guests. A loan can help fund marketing campaigns, improve your online presence and strengthen the brand.
• Improvement of facilities and renovation
  Over time, both restaurants and hotels need ongoing maintenance and upgrades. A loan can make it possible to renovate the premises, improve energy solutions and generally lift the customer experience.

Why choose Qred Bank for loans for restaurant, cafe or hotel?

At Qred Bank, we are experts in helping small and medium-sized enterprises in the Horeca sector with financing. We understand the particular challenges and needs that companies in this industry often face and have designed our loan products with a focus on speed, simplicity and flexibility. Our experience shows that entrepreneurs in the Horeca industry often need quick answers and flexible terms — and they get that with us.

How to apply for a loan for your Horeca business at Qred Bank

Applying for a loan with Qred Bank is easy and takes only a few minutes. Visit our website, fill out the application form, and get a response within an hour. If your application is approved, you will have the money in your account on the same day. Whether you run a small café, a hotel chain or a popular restaurant, we are ready to support you with the necessary financing for the growth and development of your business.