Business loan - payout within 24 hours
Expand, optimise, or invest with a business loan of up to 3.000.000 kr.
Quick and easy to apply
Payout within 24 hours
Repay early and save money
Skræddersyet erhvervslån til din virksomhed
Uanset om du har planer om at ekspandere, optimere eller investere, så er vi her for dig. Qred Bank er eksperter på erhvervslån, men du er eksperten på, hvad din virksomhed har brug for, og hvordan pengene bedst kommer til nytte. Her er blot nogle få eksempler:
Erhvervslån til daglig drift
Vi er eksperter på erhvervslån men du er eksperten på, hvad din virksomhed har brug for. Lån til at betale løn, leverandører og leje.
Erhvervslån til indkøb
Gå aldrig ned på udstyr. Lån til at dække omkostningerne ved indkøb af større partier af råvarer, byggematerialer og handelsvarer.
Erhvervslån til inventar
Effektivitet og kvalitetssikring er essentielt for en høj kundetilfredshed. Lån til industrimaskiner, storkøkkeninventar og butiksudstyr.
4.6 out of 5
Our Trustpilot reviews say it all. With Qred, you don't have to choose between speed and service. Discover why over 50,000 business owners have chosen Qred for flexible financing.
TrustScore is calculated based on all reviews on Trustpilot, taking into account authenticity, number and stars. We invite all customers to write a review.
Your growth journey is just a business loan away!
Why choose Qred Bank?
Our mission is to provide entrepreneurs with a banking experience that is different from what they often get at traditional banks. Entrepreneurs build the future, and we support theirs. Read how we do it differently:
Simple process
Access to capital can be crucial when deciding whether to say yes to multiple clients or take on a larger project. That's why we ensure the money is paid out within 24 hours after you sign your loan contract.
Fixed monthly fee
Qred Bank operates with a fixed monthly fee. This means you only pay installments on your business loan along with the fixed monthly fee. Additionally, you avoid unpredictable interest rates and hidden fees.
Personal service
It can happen to even the best. Sometimes expenses pile up, making it hard to pay on time. Call us as soon as you know you can't make the payment, and we'll do what we can to find a sustainable solution for you.
What does a business loan from Qred Bank involve
A business loan from Qred Bank is exactly what you want a business loan to be - easy, fast and safe - and there are no binding time or hidden costs!
What is a business loan?
A business loan is a financial solution for companies that need capital. It can be used to cover everything from contingencies to large investments in growth.
The traditional banks
At many traditional big banks, you must first book an appointment for a meeting with a bank adviser. After that, it can take several days or weeks before you get a response, and the application process is often very time consuming.
Advantages of business loans from Qred Bank
In addition to receiving world-class personal service, everything is done digitally. Right from the application until the money is paid into your account.
- It is free and without obligation to apply
- Get answers within one business day
- All loans are paid within 24 hours
When should you consider a business loan?
There are many different situations in which it may be a good idea to consider a business loan. It may be that you need to cover expenses during the off-season or that it is time to invest in something that can grow your business. Either way, Qred is here for you.
Requirements to apply for a business loan
In order to apply, your company must be registered in Denmark and have a Danish bank account.
Documentation for the business loan
Once you have submitted your application, we can begin collecting the relevant bank details and necessary documents in order to give your business the best possible assessment.
Alternatives to Business Loans
There are several alternatives to business loans, depending on your need. If you have a lot of minor and daily expenses, a company card can be a good alternative. If it's more about getting a handle on cash flow, selling invoices can be a good solution. Some banks also offer an overdraft, which gives you a security you can use when the need arises.
How do I find the best business loan?
As a rule, you have your own bank that helps you with your personal finances, such as home loans, consumer accounts and insurance. Many, however, think it is nice to separate its private and business economy. Here at Qred we can offer you just such a solution!
What should you consider when choosing a business loan?
There are many things to consider when taking out a business loan.
- You should not take out a loan if you already have larger debts.
- You shouldn't take out a loan if you know you're going to have a hard time paying it back.
- You should not take out a loan, to make investments with high risk.
Business loans from Qred Bank - no hidden costs!
Many banks and lenders have start-up fees, management fees, early redemption costs and many other hidden fees. But not at Qred!
We are a modern bank focused on making it easy for small businesses by having a fixed monthly fee as the only borrowing cost — as simple as possible!
Qred Bank has been supporting entrepreneurs since 2015
Founded in 2015 with the mission to help other entrepreneurs, Qred has never been afraid to challenge the traditional banks. Today, we offer fast and simple financing solutions in seven countries and are a leader in business finance in Scandinavia.
We opened our Danish branch in 2017 and have already helped thousands of Danish companies. What makes us stand out is that we work exclusively with business finance, and therefore are able to meet entrepreneurs at eye level. That's why we're also incredibly proud to be one of the top rated banks on Trustpilot.
2015
2015
the foundation of Qred
50
000
50
entrepreneurs supported
7
7
markets
In cooperation with our partners, we ensure the process from application to payment
MiTiD
We use MiTiD for secure identification
Trustly
We partner with Trustly to ensure fast payouts
Swedish Financial Supervisory Authority
Qred Bank AB is supervised by the Swedish Financial Supervisory Authority with permission to conduct banking activities
Do you have any questions?
Read our frequently asked questions and answers here:
Are there any hidden charges or fees?
No. At Qred Bank, transparency is one of our core values. We take pride in the fact that our services and conditions are easy for everyone to understand. You can read more about our terms and conditions here.
How is Qred Bank different?
Qred Bank is an alternative to traditional banks. Qred uses modern technology that enables quick and efficient processing. This means that it only takes a few minutes to apply for a business loan, and the money is paid out within an hour once the contract is signed. Additionally, Qred offers flexibility at no extra cost! In fact, if you repay your loan early, the monthly fees you would’ve otherwise paid will be removed.
What is required to get a business loan?
Each application will be assessed individually to ensure that a potential loan offer is sustainable for the company's financial situation. If the assessment concludes that a loan offer is not an option at the current time, you are welcome to apply again in the future, provided the company's financial situation has changed. Please note that all loans require a personal guarantee.
Who can apply for a loan?
All Danish SMEs can apply for a business loan from Qred Bank, regardless of size or industry. The basic requirements are a company registration number and that the company is located in Denmark.
Contact us
We are available on business days between 8 a.m. and 4 p.m.
The page is written and fact-checked by
Emil Sunvisson
CEO
Qred Bank
Emil Sunvisson is CEO and co-founder of Qred Bank. Emil holds an M.Sc. from the Royal Institute of Technology and an MBA from the Stockholm School of Economics. Emil is a serial entrepreneur and has previously been CEO of Cherry and co-founder of Yggdrasil, among others. In addition to being a popular speaker at conferences and events, Emil has been a frequent guest on podcasts to talk about corporate finance and entrepreneurship. Since its inception in 2015, Qred has been launched in 6 different countries and has been recognized by the Financial Times as one of Europe's fastest growing companies for 5 years.
