Loan for firms

What is a company loan without a pledge and how does it work?

A company loan without a mortgage is exactly what it sounds like. It is a loan to companies where we, as a lender, do not require pledging in your assets.

For you, this means:

• Faster process: No time-consuming processes about pledging or valuing your property.
• Less risk: Your private or corporate assets are not at risk.
• Greater accessibility: Smaller companies or start-ups that do not have many assets to pledge have an easier time obtaining financing for occupations.

We offer: Company loans up to DKK 3,000,000. Our mission is to create simple products that take the pain out of finance so you can focus on what you're passionate about.

Company loan: interest rate and cost

When you examine the market for corporate loan interest rates and financial offers, the terms can often seem opaque. At Qred Bank, we have made it as simple and transparent as possible for our customers. When applying for a business loan, you can always expect:

• A quick and simple application process. Where you fill out your application in minutes and can expect a response within a business day.
• The money in the account the next day. Approved loans are paid, as a rule, within 24 hours.
• Transparent terms and prices. You only pay a fixed monthly fee.
• Flexibility and control. You can repay your entire loan ahead of time at any time, free of charge. In addition, you can save the remaining months of fees that you would otherwise have paid if the loan had run for the entire nominated time specified in the agreement.

This transparent model is our innovative way to ensure that your loan to company is easy to budget with and understand.

Do you need a company loan?

You probably know the saying, time is money. This is especially true for business. A suddenly large order, a new offer or a need to cover a period of slow turnover requires easy and quick access to money. Long waiting times and lengthy dialogues with bank advisers, as is often the case with traditional large banks, are not good here.

Here's how it works at Qred Bank:

1. Fill out your application: It only takes a few minutes, and is fast, simple and non-binding.
2. Verification with MiTid: We use MiTid to ensure a safe process for you.
3. Loan offer: You can expect a response within one business day, and any loan offers are completely non-binding.
4. Signature and disbursement: Once you have signed your loan agreement, you can expect to have the money in your account within 24 hours.

We're here to challenge the old-fashioned ways of doing things by delivering fast, smart solutions that work for you and your business.

Who can get a company loan from Qred Bank?

Our mission is to support small businesses. It is with them that 4 out of 5 new jobs are created every day. And we've already helped more than 50,000 businesses since 2015.

We can help you, whether you are:

• A sole proprietorship.
• A medium-sized company.
• A major company

Whatever purpose you lack the money for or industry your business operates within.

What makes corporate loans from Qred Bank so attractive?

We believe that the best company loan is the one that comes with low cost, transparent terms and flexibility.

Our Core Values for Your Business Loan

Our brand is built on three core values that are reflected in everything we do:

1. Passions: We are driven by a passion to help small businesses.
2. Innovatie: We use technology to create simpler, faster solutions and have a flat organisational structure that encourages new ideas regardless of your role.
3. Transparency: Transperance is the heart of our business model and organization. We say things as they are. Without circumlocution or legal platitudes.

Frequently Asked Questions About Corporate Loans

1. How much can my company borrow from Qred Bank?

You can apply for a company loan up to DKK 3,000,000. The amount your business is offered depends on your financial situation and ability to pay, which is assessed on the basis of a thorough credit assessment.

2. Offering in loans without a mortgage?

Yes. We do not require any mortgage for our company loans.

3. How soon can I get the money paid out?

We take full advantage of the technological possibilities, so you can expect a response within a single working day. Approved loans are paid, as a rule, within 24 hours.

4. How much does a business loan cost at Qred Bank?

We do not operate with an interest rate, but on the contrary with a fixed monthly fee. This means that you have a full overview of the cost of the loan before you sign the agreement. The fee is determined based on the information you provide in your application and the credit assessment made during the application process.

5. Can I repay my company loan ahead of time?

Yes, it is one of the flexible elements of our model. You can choose to redeem your company loan ahead of time at any time, and you'll even save the remaining monthly fees.

6. Can I trust Qred Bank?

Qred Bank is a branch of the Swedish Qred Bank AB, which is licensed to conduct banking activities, and is supervised by the Swedish Financial Supervisory Authority.